RADAH 
RADAH LIFE · Genesis 1:26
RADAH LIFE
Rule your money. Live your life.
If you stop working today, can your savings carry you for 30 years?
Most people never ask this question until it is too late. RADAH LIFE helps you and your family understand money, get out of debt, and get ready for the day work becomes a choice.
Free to start. Free forever for the basics. No card needed. In English, Français, Kreyòl and Español.
Today you are strong. Plan for the day you are not.
Your health and your strength may not stay the same. One day you may not be able to work as much. On that day, the money you saved will need to take care of you.
Many of us work hard, pay our bills, and send money to family back home. There is little left at the end of the month. That is not a failure. It is a starting point.
A money app that understands your real life.
You send money home.
Helping family belongs in your plan, alongside bills and savings.
You save in a sol.
Track your sol in the app — who paid, whose turn, and when your hand comes.
You are building something back home.
A house, land or school fees: make room for your family goals and tomorrow.
You may be starting from zero.
No credit history, paid in cash, new to the country. We start where you are.
You speak more than one language.
So does RADAH. English, Français, Kreyòl and Español.
The RADAH LIFE journey
One clear next step, every month.
From financial stress to stewardship, one decision at a time.
1.See your real numbers.
What comes in, what goes out, what you owe.
2.Find your stage.
Seven stages, from Fragility to Independence. Most people start at stage 1 or 2.
3.Follow your plan.
Your coach shows you where your next dollar should go.
4.Check in every month.
Review your goals, record what happened, and pick your next step.
- 1
Fragility
Money is tight and one surprise could set you back weeks.
See your real numbers for the first time — what comes in, what goes out, what you owe. Protect the essentials: keep a roof, food, transportation and work going, and set aside a small starter amount for emergencies.
You move on when a small emergency fund exists and your income covers the month.
- 2
Stability
The month no longer outruns the money.
Build one full month of expenses in savings, stop new debt from growing, and follow a simple plan for every dollar. You stop borrowing for ordinary life.
You move on when one month of expenses sits in savings and nothing new goes on a card.
- 3
Debt Reduction
Every payment buys back your freedom.
Pay your debts in the order that saves the most interest — the engine orders them for you. Keep the minimums on everything else, and free each debt you clear to attack the next.
You move on when the debts are gone and that money becomes yours again.
- 4
Foundation Building
Make saving automatic and protect what matters.
Grow your savings to three to six months of expenses, protect your family with the right coverage, and start steady contributions for the years ahead.
You move on when several months are saved and your contributions happen without thinking about them.
- 5
Accumulation
Your money starts working as hard as you do.
Invest consistently every month, no matter the headlines. Keep it simple, keep it steady, and let time and growth do the heavy lifting.
You move on when your investments grow faster each year than the money you add.
- 6
Optimization
Fine-tune what you've built.
Lower the fees and taxes quietly eating your returns, spread your investments wisely, and give with purpose. Small edges, repeated for years, add up to years.
You move on when your freedom target — 25 times a year of spending — is finally in sight.
- 7
Independence
Your savings can pay for your life.
Work becomes a choice, not a requirement. Now the journey turns to stewardship: use what you've built for your family, your community and what matters most to you.
You've arrived. Now steward it with purpose — this is the RADAH Life.
Where will you start?
Most people begin at stage 1 or 2. Wherever you start, the engine learns your own numbers and tells you your exact next step — and you never walk it alone.
Find my stage — free
Stronger together
Bring your church. Grow together.
Money is easier when you do not walk alone. With the RADAH Church Program, your pastor or group leader runs a simple money course with your congregation. Everyone has a private plan. The group sees its progress together.
- A ready-made money course for small groups
- Group goals, like paying off debt together
- A leader view that never shows anyone’s private numbers
- Written facilitator materials in four languages
Founder-led videos and certified RADAH Stewards are still pending.
Bring RADAH to my churchRADAH Inspire
Why we call it RADAH.
In the very first chapter of Genesis, the word radah means to rule — to have dominion. But read it closely: it was never a license to take. It was a charge to steward. To care for everything placed in your hands.
Your money is no different. It was placed in your hands — and ruling it well is not greed. It is stewardship. It is providing for your household, keeping your word, and leaving something behind for the people you love.
That is the mission of RADAH LIFE: rule your money, so you can live your life. Not riches for their own sake — freedom, purpose, and a household that stands.
“Have dominion over your money — never let money have dominion over you.”
Jean Marc Charles
Founder, RADAH LIFE
Get answers before you guess.
Twenty free money tools. No sign-in needed.
Membership
RADAH LIFE Plus
Start free. Go further when you are ready.
Pay off debt. Build up your savings. Make room for the life you want. Your personal AI-powered money coach helps you turn those intentions into a Freedom Plan — then return each month to review your goals, reflect on your progress, and choose your next move.
Monthly check-in meetings
Make time for your future. Put your check-in on your calendar, revisit your commitment, and record what went well or got in the way. Choose weekly or every two weeks if you want a closer rhythm.
Review your goals. Reset your next step.
Bring your current numbers and saved notes. See your debt milestones and progress toward financial independence, then revisit your plan when your priorities or circumstances change.
Your personal AI-powered money coach
Ask questions about your own numbers. Speak or type your meeting notes and request a written review or progress report. Get guidance grounded in your plan — not a generic pep talk.
Check-in meetings are guided sessions you complete in the app. Plus includes AI-powered educational guidance, not live calls with Jean Marc Charles or a hired human coach.
14 days free for eligible new members. Then $19.99/month or $179/year.
You don’t have to be perfect. You have to keep showing up for the life you want.
Free
$0
No card required
Get an honest starting point before you decide what comes next.
- Free sol tracking for every member
- Understand your position with an assessment and route
- Put your accounts, debts and goals in one place
- Keep a record of your decisions
- Learn how to evaluate a stock
Plus Monthly
$19.99
/ month
Your personal AI-powered coaching journey, one month at a time. First 14 days free for eligible new members.
- Everything in Free
- Your Freedom Plan, goals and debt milestones
- Scheduled monthly check-in meetings in the app
- Goal reviews, saved meeting notes and written progress reports
- Questions answered about your own numbers
- Statement uploads, all money lessons and stock evaluation guidance
Plus Yearly
$179
/ year
Make your future a year-long commitment. About $14.92/month, billed yearly.
- Every Plus feature, all year
- Monthly check-ins and personal goal reviews
- AI-powered guidance and written progress reports
- Save $60.88 versus 12 monthly payments
- First 14 days free for eligible new members
Plus prices exclude applicable tax. Cancel anytime; access continues through your trial or paid period. Friends & family with complimentary access keep all Plus features at no charge.
Church & Group Pack
$149/month for 10 people, including the leader. Extra people: $12.99/month each.
Start today
Do not wait until it is too late.
The best time to start was years ago. The next best time is today.