Jean Marc Charles, founder of RADAH LIFE

RADAH Inspire · Genesis 1:26

RADAH LIFE

Rule your money.
Live your life.

Meet your personal AI-powered money coach. We learn your own financial numbers — what comes in, what goes out, what you owe — and use them to guide you. A plan for your goals. Monthly check-in meetings. Written reviews of your progress. Not another budget you forget — a journey you keep coming back to.

Free to begin. No card required.

“Have dominion over your money — never let money have dominion over you.”

Jean Marc Charles · Founder, RADAH LIFE

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Every day you wait is another month your money decides for you. Take control today — it costs you nothing to start.

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Then $19.99/month or $179/year. Cancel anytime.

Monthly check-in meetings

Personal goal reviews

A plan. Accountability. Progress.

A different kind of money conversation

Your money is a tool.
Your life is the purpose.

No shame about where you are. No pressure to have it all figured out. We build your plan by learning your own financial numbers — your income, your debts, your goals — so every step guides you from where you actually stand.

Find my starting point
01

Stop wondering where it went.

We learn your own numbers — not estimates, not averages. With Plus, upload a statement and see a clear monthly picture of your money.

02

Give your next dollar a job.

Build a personal route around your debts, savings, and the goals that matter to your household.

03

Put your future on the calendar.

Schedule monthly check-in meetings in Plus. Review your goals, record what happened, and get an AI-written review of your progress and next priorities.

20 free money tools · No sign-in required

RADAH LIFE TIPS

What if your next money decision started with an answer, not a guess? Find out when your debt could be gone, what to save each month, and what your future could look like.

When could I be debt-free?

See your payoff time and interest cost.

Run my numbers

How much should I save?

Turn your next goal into a monthly amount.

Run my numbers

What is my freedom number?

Estimate the savings your living costs could need.

Run my numbers
Explore all 20 money tools

Go further with Plus: 50 additional calculators and practical tips for retirement, refinancing, family milestones and business income.

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RADAH Inspire

Why we call it RADAH.

In the very first chapter of Genesis, the word radah means to rule — to have dominion. But read it closely: it was never a license to take. It was a charge to steward. To care for everything placed in your hands.

Your money is no different. It was placed in your hands — and ruling it well is not greed. It is stewardship. It is providing for your household, keeping your word, and leaving something behind for the people you love.

That is the mission of RADAH LIFE: rule your money, so you can live your life. Not riches for their own sake — freedom, purpose, and a household that stands.

“Have dominion over your money — never let money have dominion over you.”

Jean Marc Charles

Founder, RADAH LIFE

Begin my stewardship journey

The RADAH LIFE journey

A starting point. Not a stopping point.

From financial stress to stewardship, one decision at a time.

  1. 1

    Fragility

    Money is tight and one surprise could set you back weeks.

    See your real numbers for the first time — what comes in, what goes out, what you owe. Protect the essentials: keep a roof, food, transportation and work going, and set aside a small starter amount for emergencies.

    You move on when a small emergency fund exists and your income covers the month.

  2. 2

    Stability

    The month no longer outruns the money.

    Build one full month of expenses in savings, stop new debt from growing, and follow a simple plan for every dollar. You stop borrowing for ordinary life.

    You move on when one month of expenses sits in savings and nothing new goes on a card.

  3. 3

    Debt Reduction

    Every payment buys back your freedom.

    Pay your debts in the order that saves the most interest — the engine orders them for you. Keep the minimums on everything else, and free each debt you clear to attack the next.

    You move on when the debts are gone and that money becomes yours again.

  4. 4

    Foundation Building

    Make saving automatic and protect what matters.

    Grow your savings to three to six months of expenses, protect your family with the right coverage, and start steady contributions for the years ahead.

    You move on when several months are saved and your contributions happen without thinking about them.

  5. 5

    Accumulation

    Your money starts working as hard as you do.

    Invest consistently every month, no matter the headlines. Keep it simple, keep it steady, and let time and growth do the heavy lifting.

    You move on when your investments grow faster each year than the money you add.

  6. 6

    Optimization

    Fine-tune what you've built.

    Lower the fees and taxes quietly eating your returns, spread your investments wisely, and give with purpose. Small edges, repeated for years, add up to years.

    You move on when your freedom target — 25 times a year of spending — is finally in sight.

  7. 7

    Independence

    Your savings can pay for your life.

    Work becomes a choice, not a requirement. Now the journey turns to stewardship: use what you've built for your family, your community and what matters most to you.

    You've arrived. Now steward it with purpose — this is the RADAH Life.

  8. Where will you start?

    Most people begin at stage 1 or 2. Wherever you start, the engine learns your own numbers and tells you your exact next step — and you never walk it alone.

    Find my stage — free

Membership

RADAH LIFE Plus

Your goals deserve more than “one day.” They deserve a coach and a plan.

Pay off debt. Build up your savings. Make room for the life you want. Your personal AI-powered money coach helps you turn those intentions into a Freedom Plan — then return each month to review your goals, reflect on your progress, and choose your next move.

Monthly check-in meetings

Make time for your future. Put your check-in on your calendar, revisit your commitment, and record what went well or got in the way. Choose weekly or every two weeks if you want a closer rhythm.

Review your goals. Reset your next step.

Bring your current numbers and saved notes. See your debt milestones and progress toward financial independence, then revisit your plan when your priorities or circumstances change.

Your personal AI-powered money coach

Ask questions about your own numbers. Speak or type your meeting notes and request a written review or progress report. Get guidance grounded in your plan — not a generic pep talk.

Check-in meetings are guided sessions you complete in the app. Plus includes AI-powered educational guidance, not live calls with Jean Marc Charles or a hired human coach.

Start my coaching journey

14 days free for eligible new members. Then $19.99/month or $179/year.

You don’t have to be perfect. You have to keep showing up for the life you want.

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Get an honest starting point before you decide what comes next.

  • Understand your position with an assessment and route
  • Put your accounts, debts and goals in one place
  • Keep a record of your decisions
  • Review one educational stock pick each month
Find my starting point

Plus Monthly

$19.99

/ month

Your personal AI-powered coaching journey, one month at a time. First 14 days free for eligible new members.

  • Everything in Free
  • Your Freedom Plan, goals and debt milestones
  • Scheduled monthly check-in meetings in the app
  • Goal reviews, saved meeting notes and written progress reports
  • Questions answered about your own numbers
  • Statement uploads, money lessons and the full educational pick list
Start my coaching journey

Plus Yearly

$179

/ year

Make your future a year-long commitment. About $14.92/month, billed yearly.

  • Every Plus feature, all year
  • Monthly check-ins and personal goal reviews
  • AI-powered guidance and written progress reports
  • Save $60.88 versus 12 monthly payments
  • First 14 days free for eligible new members
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